Smart Home Loans was founded on the belief that your goals, plus our planning, equals total financial performance.  Our financial planning approach to your mortgage ensures that your mortgage is contributing to, not detracting from, your short term and long term goals.

Our reputation is built on an ability to develop effective mortgage strategies that are most appropriate for individual client circumstances in combination with market conditions.

We look to participate in our client's financial success with the assistance from the following tools:

Personalized Mortgage Plan - To understand the total cost and total benefits of multiple loan options over an appropriate period of time, leads to better personal decision-making.

 Perpetual Prequal & Credit Review - In today's marketplace, protecting and managing your credit score is and will be key for consumers being rewarded with the best interest rates and most favorable loan terms.  Call us to find out how we can help you with this valuable service.

 Rate Watch Analysis - By capturing the current status of your loan performance (rate, payment, remaining balance), we can show you periodic comparisons and current options so you are armed with the most up-to-date information.

 Annual Review - In conducting a yearly review of your total situation (personal, professional, financial) you insure the steps towards your financial goals are pointed in the right direction.

     We offer real estate loans for:

• Purchase  
• Refinance – lower your rate or payment, consolidate debt, put your equity to use  
• Fixed rate second mortgages / Home Equity Lines of Credit  
• Construction / Rehabilitation  
• Land Acquisition  
• Residential & Commercial  
• First-time homebuyers  
• Investors 
• Bridge Financing
• Private Money
• Challenged Credit

We would like to thank you for visiting our website and encourage you to investigate all it has to offer.  Please contact our team for in-depth information regarding how we can help you manage your financial well-being.